FHA Loans for Self-Employed Borrowers: What You Need to Qualify
Self-employed in Orlando? FHA loans can work for you. Learn how lenders calculate income, which documents you’ll need, and how to qualify for a mortgage.
14th of Oct. 2025
8 min. read
Loved by our customers
Use my simple mortgage calculator based on your purchase price and down payment in Orlando
Explore home prices and monthly payments
Get a custom quote within 24 hours
Let the numbers guide your next move
Shahram Sondi | Certified mortgage advisor™ | NMLS 186790
Join thousands of
satisfied clients
Jeremy Eaton
Verified Homebuyer
5.0
He beat even the most competitive offer from other banks
Worked with Shahram for our mortgage. He did a fantastic job. He beat even the most competitive offer from other banks and helped us lock a rate before they shot up. Super communicative and willing to answer all my questions. Overall a very easy experience and we were very pleased with his professionalism and expertise.
Torrie Scianna
Verified Homebuyer
5.0
I couldn’t imagine a better mortgage broker to work with
As a first time home buyer, I couldn’t imagine a better mortgage broker to work with than Shahram. He was thorough in explaining steps of the process and was always available for questions with extremely fast response. He went above and beyond to keep our best interest in mind, even closely monitoring and communicating interest rate fluctuations with us daily through a volatile market.
Erik C
Verified Homebuyer
5.0
If you’re looking for a home, call Shahram!
First and Foremost: If you are looking for a home, call Shahram. You won’t regret it! I am delighted to share my exceptional experience with Shahram, who truly went above and beyond in our home buying process. After much research, I contacted Shahram on a Sunday morning at 8AM, and 10 minutes later he contacted me and we got the ball rolling. His work was magical and was able to get us closed within ONE month.
Mikkel Woodruff
Verified Homebuyer
5.0
He was very easy to reach no matter the time of day
From our first moment of contact with Shahram, we knew we were in good hands. He worked with us diligently and efficiently to find us the right loan and great interest rate after learning about our home-buying situation. Throughout the process of buying our first home, he continuously updated us and kept us in the loop. He was very easy to reach no matter the time of day and answered any question we had no matter how small or big.
Self-employed in Orlando? FHA loans can work for you. Learn how lenders calculate income, which documents you’ll need, and how to qualify for a mortgage.
14th of Oct. 2025
8 min. read
Conventional loans are mortgage products underwritten to Fannie Mae / Freddie Mac guidelines. They offer flexibility, no upfront mortgage insurance, and a variety of down payments—ideal for many Florida homebuyers.
9th of Oct. 2025
13 min. read
Fannie Mae’s HomeReady lets eligible buyers put as little as 3% down, use non-borrower household income, and enjoy reduced mortgage insurance—great for Florida’s middle-income families.
9th of Oct. 2025
13 min. read
…and put the savings back into your pocket
Free rate quote
Takes 1 minute
No SSI needed
Shahram Sondi | Certified mortgage advisor™ | NMLS 186790