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Shahram Sondi | Certified mortgage advisor™ | NMLS 186790

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Jeremy Eaton

Jeremy Eaton

Verified Homebuyer

5.0

He beat even the most competitive offer from other banks

Worked with Shahram for our mortgage. He did a fantastic job. He beat even the most competitive offer from other banks and helped us lock a rate before they shot up. Super communicative and willing to answer all my questions. Overall a very easy experience and we were very pleased with his professionalism and expertise.

Torrie Scianna

Torrie Scianna

Verified Homebuyer

5.0

I couldn’t imagine a better mortgage broker to work with

As a first time home buyer, I couldn’t imagine a better mortgage broker to work with than Shahram. He was thorough in explaining steps of the process and was always available for questions with extremely fast response. He went above and beyond to keep our best interest in mind, even closely monitoring and communicating interest rate fluctuations with us daily through a volatile market.

Erik C

Erik C

Verified Homebuyer

5.0

If you’re looking for a home, call Shahram!

First and Foremost: If you are looking for a home, call Shahram. You won’t regret it! I am delighted to share my exceptional experience with Shahram, who truly went above and beyond in our home buying process. After much research, I contacted Shahram on a Sunday morning at 8AM, and 10 minutes later he contacted me and we got the ball rolling. His work was magical and was able to get us closed within ONE month.

Mikkel Woodruff

Mikkel Woodruff

Verified Homebuyer

5.0

He was very easy to reach no matter the time of day

From our first moment of contact with Shahram, we knew we were in good hands. He worked with us diligently and efficiently to find us the right loan and great interest rate after learning about our home-buying situation. Throughout the process of buying our first home, he continuously updated us and kept us in the loop. He was very easy to reach no matter the time of day and answered any question we had no matter how small or big.

Guides for

Homebuyers

Programs For [r]First-Time Home Buyers[/r]
Friends sharing pizzas and drinks at a casual gathering, with hands reaching for slices on white plates

Programs For First-Time Home Buyers

Introduction Buying your first home might feel like navigating a maze, but don’t worry—I’m here to guide you through it all. In this guide, I’ll break down the ins and outs of payment assistance programs and loans designed just for first-time homebuyers. Let’s kick things off by exploring the benefits, risks, and eligibility details ofContinue reading “Programs For [r]First-Time Home Buyers[/r]”

20th of Feb. 2024

7 min. read

Loan to Value Conventional Loan Florida: 2025 Guide
Loan-to-Value (LTV) Ratios

Loan to Value Conventional Loan Florida: 2025 Guide

Loan-to-value (LTV) measures how large your mortgage is versus your home’s value. Lower LTVs reduce lender risk, avoid PMI, and give you more equity — a win in Florida’s volatile markets.

9th of Oct. 2025

11 min. read

Mortgage Rates After the Fed Cut: Why This Time Is Different
Fed-Rate-Cut-December-2025-Florida

Mortgage Rates After the Fed Cut: Why This Time Is Different

December 2025 – Mortgage rates finally reacted the way homebuyers want them to. After the Fed’s rate cut, bond markets strengthened, yields moved lower, and a key danger level held. Here’s why this time is different — and what it means if you’re buying or refinancing.

11th of Dec. 2025

4 min. read

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Shahram Sondi | Certified mortgage advisor™ | NMLS 186790